What Is the HFDCP™ Designation?

The HFDCP™ (Home Fraud Defense Certified Professional) designation identifies professionals who have committed to higher standards of recognizing fraud, staying current on emerging consumer fraud scams, and understanding the proper reporting pathways and consumer resources for homeowners.

Here are answers to the most common questions about the HFDCP™ designation

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  • HFDCP™ stands for Home Fraud Defense Certified Professional. It signifies a professional who has gone through fraud recognition training and understands the available resources for victims.

  • The designation was created to help homeowners identify professionals who commit to ongoing consumer fraud education, proper fraud identification, understanding the appropriate fraud reporting channels, and knowledge of the consumer resources available in the state, federal, and private channels. HFDCP™ professionals commit to helping homeowners and consumers identify fraud and what resources are avilable for guidance should fraud be suspected.

  • The designation was created in response to the growing number of homeowners who are victims of real estate-related fraud schemes. Our training and certification process equips real estate professionals to recognize fraud earlier in the transaction and provides resources they can share to help victims.

  • No. HFDCP™ is not a government license and does not replace any state licensing requirements. It is a consumer-focused educational designation monitored and updated by Home Fraud Defense™.

  • The designation is administered through HomeFraudDefense.org, a consumer education initiative focused on fraud awareness and transparency in residential real estate transactions and against consumers in the state. Home Fraud Defense™ is certified Real Estate Training school in the state of Arizona approved for Real Estate continuing education (CE) for real estate agents and brokers.

  • HFDCP™ professionals commit to:

    • Understanding and identifing fraud and how it affects consumers and homeowners

    • Maintain a clear understanding of new fraud scams and knowing the proper channels consumers can use to get immediate help before financial harm can occur.

    • Recource for all consumers who are concerned about potential fraud targeting thenselves or someone they know.

    • Maintain a high level of ethics when working with consumers in financial transactions notifing all parties if fraud is suspected.

  • No. The designation does not guarantee pricing, timelines, or transaction outcomes. It is intended to support informed decision-making.

  • No. Homeowners should always seek licensed legal, tax, or financial professionals when appropriate.

  • The designation helps homeowners know there is a professional resource they can go to when fraud is suspected:

    • They will help identify possible fraud

    • Identify resources

  • Verification is available through HomeFraudDefense.org or directly from the professional claiming the designation.

  • Consumers and homeowners looking for a professional who has had extra training on fraud, fraud awareness, and fraud reporting pathways.

  • Professionals wishing to earn the HFDCP™ | HOME FRAUD DEFENSE CERTIFIED PROFESSIONAL designation must complete the 2 hour CE approved training class then pay a one time $399.00 set up fee.

    Benefits:

    • Agent Name, coverage area, email, website, phone, and logo on public directory listing.

    • Trademark Logo and usage rights

    • Immediate updates on emerging fraud trends

    • License rights to use updated HFDCP consumer fraud training kit for consumer training events.

    Annual renewal is $99.