Credit Bureau Reporting Agencies

Often, when a consumer is a victim of a scam, it means their private details have been stolen, such as their Social Security number. It is recommended to LOCK your credit file on all three credit agencies. This is a free service and can be done quickly. It prevents any authorized use of your name to purchase or open a new account.

Do Home Title Lock services protect my home?

Arizona Free Title Alert Registration

Links to each county in Arizona to register your home to receive automated notices if anything is recorded in your name. This is a free service and recommended for all homeowners.

If you suspect fraud affecting yourself or someone you know, below is a list of current, free consumer resources to help you get educated, seek assistance, and report fraud.
Always report suspected fraud to your local police department as soon as possible and request a police report. Acting quickly can help limit harm, reduce financial losses, and protect your rights.

AARP Resources for Elder Abuse & Fraud Tracking:

Veterans and Military:

Helpful Resources and Education:

Four P's of Scams - Awareness Banner
What to Do If You Suspect Fraud
1

PAUSE

Fraud often relies on urgency and speed, limiting time for verification. Make sure you take time to look over the situation carefully.

Action: Stop all communication and transactions. Don't let pressure force you into quick decisions.

2

VERIFY

Verify details independently by contacting knowledgeable professionals you can trust.

Who to contact: Real Estate Brokers, Title companies, or lenders are all knowledgeable professionals to whom you can ask questions and for whom you can find resources for assistance.

3

INVOLVE OTHERS

Call family members, friends, or an attorney before acting.

Home Fraud Defense

Involving others is always a good idea, as it gives you a neutral perspective on the issue you are facing.

4

REPORT

Report the issue so law enforcement can help protect you and the next victim.

How to report: Start with your local police department first, or the sheriff if they cover your area. Call the non-emergency number and file a complaint.

Protecting Seniors From Romance & Title Fraud Scams

Seniors are a top target for real estate-related scams — including romance fraud that leads to stolen homes, unauthorized refinancing, or forced low-value sales.

What You Can Do:

  • Talk to your elderly loved ones about never signing real estate or loan documents without legal advice

  • Watch for sudden new “friends,” caregivers, or romantic partners who take over financial matters

  • Sign up for Deed Alert notification with your county and check the deed status regularly with your county recorder or title company

Here’s How It Happens:

  • A scammer builds trust with a senior online or by phone using a fake identity, often a famous or wealthy person

  • They profess love and desire to help through text or email, and seniors often never actually talk to or meet them

  • Scammers claim urgent financial needs that need immediate attention

  • Request the senior to sell assets, real estate, and valuables at a fraction of their value to get money fast

  • Many victims don’t realize it until it’s too late

Home Fraud Defense™ works to educate real estate and senior care professionals on how to spot, warn, and share resources to heartbreak scam victims and families — before a home or valuables are lost.

Mobile-Friendly Email Fraud Comparison

Spot the Difference: Legitimate vs. Fraudulent Email

Learn to identify key red flags in suspicious emails.

Sender Address
Greeting
Content & Tone
Requested Action
Links